How long does a transfer take?

The delays of a transfer depends on its type:

• Between 2 Nickel accounts opened in France : the transfer is immediate for you and the recipient! 

  For an instant transfer, both accounts must be opened in the same country. For example, an instant transfer between a French Nickel account and a Spanish Nickel account will be processed like a standard transfer (24 to 48 hours). 
   

• From or to an account other than Nickel: it depends on the option chosen by the sender of the transfer 
  - immediate: the funds are credited immediately 
  - classic: interbank transfers take 24 to 48 hours